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Trade Direct Insurance

Save up to 20% on your Public Liability Insurance with Trade Direct Insurance. *

Liability Insurance

Save up to 20% on your Public Liability Insurance with Trade Direct Insurance. * 

We’re proud to have partnered with Trade Direct Insurance to offer you Public Liability insurance including:

  • Up to £5 million Public Liability cover online.
  • 24-hour tools cover.
  • £50 cashback when you buy a van insurance policy too.
  • Quote and get covered in less than 5 minutes!

By switching your Public Liability policy to Trade Direct Insurance, they guarantee to save you money on your current renewal price, on like-for-like cover.

*Get a quote, and if they are not already cheaper, Trade Direct will beat your current renewal price by up to 20%! *Acceptance criteria and terms & conditions apply.

Why do tradespeople need public liability insurance?

Accidents are common in construction. The nature of working in the trades also increases the risk of harm to people outside your business. Accidents involving third parties can occur, which sometimes leads to compensation claims or worse. Not all claims are for serious injuries; even a slip or trip could threaten your livelihood if you’re not insured.

Public liability insurance protects you and your business against claims from customers or members of the public.

Product features

  • Cover of £1 million, £2 million or £5 million available.
  • Professional Indemnity Cover (Up to £100,000).
  • Financial Loss Cover (Up to £100,000).
  • Accidental Death Cover.
  • First £1,000 of Tools Cover (can be increased to £15,000).
  • Personal Accident Cover.
  • Plus, optional extensions and extras.

Who is covered?

Trade Direct Insurance insures over 70 recognised trade businesses including sole traders, contractors, partnerships, limited companies, and limited liability partnerships. They insure plumbing and heating engineers, gas fitters, electricians, and more plus cover is also available for secondary trades.

Trade Direct Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA), firm registration number 307734.