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With flexible payment options, paying for your installation has never been easier.

If you wish to spread the payment for your installation, your TradeHelp surveyor will be able to talk you through the payment plans available.

You have the option to pay in instalments over 1, 2, 3, 4, 5 or 10 years. There is no up-front deposit required but the availability of credit is subject to application and status. Buying on credit does increase the overall cost to you, due to the interest payments required.  However, it can be helpful if you are looking to spread the cost over time.

Below is a table showing expected representative examples of interest costs and instalment figures for various loan amounts.  These figures are based on a representative variable APR of 9.9% and the actual payments may be higher or lower depending on your application and status.  TradeHelp acts as an installer and loan broker (not  lender), and we are authorised and regulated as a credit broker by the Financial Conduct Authority.  We cannot offer financial advice but we can introduce you to one of the lenders with whom we work.

Example repayments for a loan at 9.9% APR representative variable.

Use the sliders to enter your loan amount and to select a payment term

Loan Amount:




monthly payment


over months


total interest

Frequently asked questions

All you need to know about financing your home improvement

  • How do I apply?

    Once your surveyor has provided your quote and representative example of payment options, we will call you back at your convenience to complete the application process with you. This call will take about 10 minutes.

    If your application is successful the lender will send out your finance documents for you to read and electronically sign.  This process usually takes a matter of minutes.

    Once your documents are received by the lender, they can proceed to approve your finance.  Once we are notified of this, we will let your installer know and they will be in touch to arrange an installation date at your convenience.

    You will only be considered for finance if you:
    •   Are at least 18 years old.
    •   You’re in paid employment or have a regular income (minimum 16 hours per week or £5,000 per annum, unless you are retired and                 receiving a private / company pension or in receipt of disability allowance).
    •   Are a permanent UK resident and have lived in the UK for at least 3 years.
    •   Have a UK bank account capable of accepting Direct Debits.
    •   Have a good credit history with no late payments, debt relief orders, County Court Judgment (CCJs), Individual Voluntary Arrangement        (IVAs) or bankruptcies.
    •   Provide an email address so your documentation can be emailed to you.

  • What payment options are available?

    If you choose to pay on finance, subject to the length of boiler warranty you have chosen and your acceptance by one of our lenders, you can spread your payments over up to 10 years.  The APR is 9.9% representative variable.

    TradeHelp Ltd is authorised and regulated by the Financial Conduct Authority, register number 697812 and acts as a credit intermediary.  Finance is provided through TradeHelp and the Deko platform by a number of lenders. You will be offered the best rate available based on your credit history and the lenders’ credit decision policies. Deko is a trading name of Pay4Later Ltd who act as a credit intermediary. They are registered in England and Wales (company number 06447333) and authorised and regulated by the Financial Conduct Authority (register number 728646). For more information please go to or visit

  • How long can I take the loan out for?

    Subject to application and status you can spread the cost of your loan over 1, 2, 3, 4, 5 or 10 years.

  • Can I pay with a deposit?

    You can pay with a deposit or without, it’s up to you.  Paying with a deposit will reduce the total loan required and therefore bring down your monthly repayments.

  • When will my payments be due?

    This will depend on the type of payment plan you take out and will be detailed on your credit agreement.  Your repayment period will not begin until you have received the products and/or the installation has been completed to your satisfaction.

  • Can a payment plan be cancelled?

    You have the right to withdraw from any credit agreement.  If you wish to do so you should inform the lender of your intention to withdraw within 14 days from the day after agreeing to the loan.  Payment may still be due for any goods or services provided prior to the cancellation.

  • Can a loan be paid off early?

    Yes, your loan can be paid off early.  There are no restrictions on early repayments and you will not be charged any fees, although some lenders with whom we work may charge a small amount of interest for the time period whilst they are closing the account.  Please contact your loan provider for more information.

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