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With flexible payment options, paying for your installation has never been easier.

If you wish to spread the payment for your installation, your TradeHelp Representative will be able to introduce you to us for an explanation of the payment plans available.

You have the option to pay in instalments over 1, 2, 3, 4, 5, 7 or 10 years. There is no up-front deposit required but the availability of credit is subject to application and status. Buying on credit does increase the overall cost to you, due to the interest payments required.  However, it can be helpful if you are looking to spread the cost over time.

Below is a table showing expected representative examples of interest costs and instalment figures for various loan amounts.  These figures are based on a representative APR of 9.9% and the actual payments may be higher or lower depending on your quote application and status.  TradeHelp acts as a loan broker (not  lender), and we are authorised and regulated as a credit broker by the Financial Conduct Authority.  We cannot offer financial advice but we can introduce you to one of the lenders with whom we work.

Example repayments for a loan at 9.9% APR representative.

Use the sliders to enter your loan amount and to select a payment term

Loan Amount:




monthly payment


over months


total interest

Frequently asked questions

All you need to know about financing your home improvement

  • How do I apply?

    Once your installer has provided your quote, we can get in touch at your convenience to discuss your payment options and to complete the application process with you. This call will take about 10 minutes.

    If your application is successful the lender will send out your finance documents for you to read and electronically sign.  This process usually takes a matter of minutes.

    Once your documents are received by the lender, they can proceed to approve your finance.  Once we are notified of this, we will let your installer know and they will be in touch to arrange an installation date at your convenience.

    Customer Criteria:

    • Minimum age of 21
    • Maximum age at the time of application 79 and 85 at expiry of the loan term
    • A permanent UK resident for at least 3 yeas
    • The main applicant is an owner occupier with a contact telephone number


    Income Criteria:

    • Employed income
    • Self-employed income
    • State/private pension
    • DLA/incapciity benefit (Tier 1)
    • Investment income (Rental/annuity/stocks and shares)
    • Working family tax credit/child tax credit (only in support of an employed income above our minimum required)
    • Minimum income level: £10,000
  • What payment options are available?

    If you choose to pay on finance, subject to acceptance by one of our lenders, you can spread your payments over up to 1, 2, 3, 4, 5, 7, or 10 years.  The APR is 9.9% representative.

    TradeHelp is a trading style of Tradehelp Ltd. We are authorised and regulated by the Financial Conduct Authority. Our firm reference number is 697812. We are a credit broker, not a lender, and offer loans from a small panel of carefully selected lenders. We do not offer financial advice and we do not charge you for our credit broking services. We do not receive a commission from any lender. All loans are subject to status.

  • How long can I take the loan out for?

    Subject to application and status you can spread the cost of your loan over 1, 2, 3, 4, 5, 7 or 10 years.

  • Can I pay with a deposit?

    You can pay with a deposit or without, it’s up to you.  Paying with a deposit will reduce the total loan required and therefore bring down your monthly repayments.

  • When will my payments be due?

    This will depend on the type of payment plan you take out and will be detailed on your credit agreement.  Your repayment period will not begin until you have received the products and/or the installation has been completed to your satisfaction.

  • Can a payment plan be cancelled?

    You have the right to withdraw from any credit agreement.  If you wish to do so you should inform the lender of your intention to withdraw within 14 days from the day after agreeing to the loan.  Payment may still be due for any goods or services provided prior to the cancellation.

  • Can a loan be paid off early?

    Yes, your loan can be paid off early.  There are no restrictions on early repayments but you may be charged up to 2 months of interest on the outstanding balance. Please contact your loan provider for more information.

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