Your installation, carried out by an accredited installer with flexible monthly repayments.
Finance is available on new boiler installations, new heating systems (with or without a new boiler) and bathroom installations. You have the option to pay in instalments over 3 – 8, or 10 years. There is no up-front deposit required but the availability of credit is subject to application and status. Buying on credit does increase the overall cost to you, due to the interest payments required. However, it can be helpful if you are looking to spread the cost over time.
For your peace of mind, we ensure all our Representatives are fully accredited and insured and TradeHelp stand behind every job. We will call you to discuss your options and confirm your details. The finance application will provide you with an instant decision and can be completed online or, if preferred, we can take you through it over the phone. Your contracts can then be electronically signed by email. Following the installation we will always call you to ensure you are satisfied with the work done.
Below is a calculator which allows you to view expected representative examples of interest costs and instalment figures for various loan amounts. TradeHelp acts as a loan broker (not lender), and we are authorised and regulated as a credit broker by the Financial Conduct Authority. We cannot offer financial advice but we can introduce you to one of the lenders with whom we work.
Use the sliders to enter your loan amount and to select a payment term
monthly payment
over months
total interest
Example Total Amount of Credit £2,300.00
Potential Duration of Agreement 84 Months
84 Monthly Repayments of £39.74
Example Total Charge for Credit £1,037.80
Example Total Amount Payable £3,337.80
Once your installer has provided your quote, we can get in touch at your convenience to discuss your payment options and confirm your details. Following this, you will be either emailed a personalised link for completing your credit application or, if preferred, we can carry out the application over the telephone.
If your application is successful the lender will send out your finance documents for you to read and electronically sign. This process usually takes a matter of minutes.
Once your documents are received by the lender, they can proceed to approve your finance. Once we are notified of this, we will let your installer know and they will be in touch to arrange an installation date at your convenience.
Customer Criteria:
Individuals only – 18 years or over (purchasing for personal, not business, use)
Howeowner with email address and ability to make payments by direct debit
Resident in the UK for at least the last 12 months
Be employed or self-employed in permanent, paid employment (minimum 16 hours per week)
Or be:
a student nurse/doctor
retired
receiving disability allowance
a houseperson with a partner in permanent paid employment.
If you choose to pay on finance, subject to acceptance by one of our lenders, you can spread your payments over up to 3 – 8 or 10 years. The APR is 11.9% representative on boiler, heating and bathroom installs.
TradeHelp is a trading style of TradeHelp Ltd. We are authorised and regulated by the Financial Conduct Authority. Our firm reference number is 697812. We are a credit broker, not a lender, and offer loans from a small panel of carefully selected lenders. We do not offer financial advice and we do not charge you for our credit broking services. We do not receive a commission from any lender. All loans are subject to status.
Subject to application and status you can spread the cost of your loan over 3 – 8 or 10 years on boiler, heating and bathroom installs.
You can pay with a deposit or without, it’s up to you. Paying with a deposit will reduce the total loan required.
This will depend on the type of payment plan you take out and will be detailed on your credit agreement. Your repayment period will not begin until the installation has been completed to your satisfaction.
You have the right to withdraw from any credit agreement. If you wish to do so you should inform the lender of your intention to withdraw within 14 days from the day after agreeing to the loan. Payment may still be due for any goods or services provided prior to the cancellation.
Yes, your loan can be paid off early. There are no restrictions on early repayments but you may be charged up to 2 months of interest on the outstanding balance. Please contact your loan provider for more information.
TradeHelp charge a small one-off set-up fee plus an admin fee per successful installation. There is no ongoing monthly or annual fee. (The FCA charges an annual fee of around £100 per company per year.)
Please contact us for further information.
As a TradeHelp Introducer Appointed Representative (IAR) you can advertise the availability of interest bearing finance, but you are not allowed to make any “real time financial promotions”. Real time promotions are when you set out for customers any detail of how they could pay for their specific quote on finance or when you have any interactive discussion with the customer about finance – you must leave that detail for TradeHelp to explain.
During your free, over the phone training, a member of the team will talk you through the advertising process and provide you with guidelines to adhere to whether it be for interest bearing or interest free credit.